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integrates with 3 bureau reports

The most powerful credit repair software ever created, is Free.

Only pay for a 3 credit bureau subscription and postage for your dispute letters.

Gifted Credit links with your existing or new Smart Credit 3 bureau credit report. Connect your existing account or create a new one. It only takes a few seconds.

Don’t have an account? Select one from below. No contract. Cancel anytime.

SmartCredit ® PREMIUM

$ 49
95
  • Unlimited Gifted Credit Disputes
  • Monthly 3 Bureau Reports & Scores
  • Identity Theft Insurance ($1M)
  • Credit Monitoring & Alerts
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Cancel Anytime smartcredit ® Includes SmartCredit Money Manager with Unlimited Single Bureau Report & Score updates in SmartCredit.
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Out with the old…in with Gifted Credit

Big credit repair companies are better at deleting dollars from your pocket than negative accounts from your credit report. That’s why we created Gifted Credit.

Gifted Credit saves you time and money by offering a better credit repair solution.

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2025 Gifted Credit.  All Rights Reserved.

Portions of this software are protected by one or more of U.S. Patents & other patents pending.